Are you more of a saver or a spender?
I am not the first blogger to start a ”Question of the day” series. I used to participate to Danny’s Let me ask you a question posts regularly, but since he has almost stopped pubishing them, I thought I’d give it a go. We’ll see if I stick to it, depending on the answers I get!
Cyranny's Cove 
I only earn a little! So a lot of what I earn is gobbled up on paying my rent. The little I have left, I am careful with. So gradually I save a fraction of my earnings each month. I have done very well recently and am now able to afford my trip to Australia.
I don’t do debt. Wouldn’t touch loans, credit, mortgages with a barge pole – I have very little confidence in the economic system. Debt is like a ball and chain. I don’t want to be a slave to a job I don’t like. I want to be able to pack my suitcase and move whenever I need to.
I didn’t receive any wages at all when I was a full-time international volunteer so I am used to not having very little. Life is much happier with less.
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Hmm, I’d like to think I’m a bit of both. Being a Libran I like balance but if it’s something I really want I’ll spend! 😊
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What is a saver?
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I think I’ve been in the middle of these two. While I like to spend modestly most times, I throw caution to the wind and lavish some niceties on me, other times. I do this when I go on vacations. In other words, there are areas I indulge myself greatly and put a huge hole in my pockets, yet, I wouldn’t cry for splurging on trips that make me richer in knowledge and experience. But as Miriam stated above, I like balance too. 🙂
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Saver. I want to retire ASAP!
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Definitely a saver, mostly because I have a kid who wants to go to grad school!
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If I had any money I would be a spender
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I would be a great saver if I actually earned enough in order to save. LOL! 😉
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Unfortunately, I think that’s the case of many people… But let’s say you won a big amount of money, do you think you’d spend it off, or save it for later? 😉
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Depends on how big the some of money was. If were talking large astronomical amount, then I would but my mother and I a house in North Carolina, and make sure she had he best of the best nurses aids to assist .
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Oh lordie. I’m a SPENDER and given that I’m on disability (a fixed amount) and don’t have any extra to spend, that’s a big problem. But it’s always been that way too…I’ve never been very good at saving nor planning in regard to financial matters.
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And what do you like to spend your money on? (if I may ask, of course)
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I used to be a spender. As my daughter and I went to the mall, I said, remember when we liked something we probably bought it? She laughed. We didn’t realize how lucky we were. I still am lucky to have income since my husband and I both put into SS. But there’s no saving, not possible.
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I am glad you had the chance to enjoy spending a little, even if you have to be more reasonable now… I struggled so much with money in the past, that being wealthy for me now, is going to the grocery store, and not worrying about the prices 😉
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I am both. I have always been a saver but now as I am older I am not saving so much anymore and now I am spending on doing the things I enjoy while I still can.
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I think it is a wise way to live 🙂 You won’t bring any of the money you’ve saved to your grave… Might aswell enjoy it while you can 🙂
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Amen to that.🙂
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Trying to become a saver…used to be more of a spender
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Thank you for participating, Denise 🙂 It is not an easy to learn how to save… Personally, I started putting a ridiculous amount of money in an account every month. At first, it seems useless, but over time, you realize that it adds up quicker than you thought 🙂
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Big time saver. want to learn how to spend 😛
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